Archive for March, 2014

What is “rape Insurance”?

“Rape Insurance” sounds like a ridiculous concept. It’s crazy to think that we live in a society where women should be obligated to purchase insurance to protect herself against the consequences of a criminal act in which she is the victim. Yet, in Michigan, where I live, that is now the case.

A special interest group called Right for Life, which you might have heard of before, has collected signatures for a petition that allowed them to pass a new law without the governor or people’s consent. This law states that insurance companies in Michigan, even private firms cannot provide insurance that includes abortion to beneficiaries unless the people pay for a special rider.  This is true for all cases, including those where the woman was raped or the abortion is needed for medical reasons. That’s right, women who have had their bodies violated or even had a planned child die within them are not eligible for medical treatment unless they had the forethought to seek out special insurance. The scariest part of this entire scenario is that the petition that caused this law to be put into place required only the signatures of four percent of the voting population,

Many women will be impacted by this law. Women who are raped, who are suffering medical complications, who are making one of the biggest decisions of their lives are being put in situations where they will have no positive choices. To insure my right to choice, I will have to bear the financial burden of seeking out special insurance for my reproductive rights. That is if my insurance company will even offer this rider as an option for me to purchase. Women in my state will have to seek out a company that can provide them with this type of insurance, and I hope that they are in they are in the position to gain access to the care they might need. Yet, I know that this won’t always be the case. This law is aimed at women who are already struggling and it ensures that these women suffer greater hardship than they need to.

Right now some Michigan legislators are still fighting to get this law repealed. If you are interested in recieving updates, you can go to to sign up for emails and what you can do to help.